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No collateral required: [link widoczny dla zalogowanych] â˘ You can obtain the sum in the range of $100 to $1500 for a time period of 14 to thirty one days. Loan companies maintain their payment tenure manageable so that you can pay the amount back at the next payday. Late payment penalties: If there is a delay in paying off the monthly EMIs, banks will levy a late payment fee with the EMI. It usually is in the range 2—3 percent.
The most common scams involve charging fees while providing nothing in return. Application fees are not unheard of, but beware of lenders who want fees up-front â you might not get what you pay for. Fees should be clearly disclosed up-front. If you get any âsurprises,â start worrying. Reputable lenders tell you what to expect, while scam artists just take what they can for as long as youâll give it to them. Any fees should be taken out of your loan proceeds after your loan is approved. [link widoczny dla zalogowanych] Finally, consolidating high rate debt like a credit card with a low-rate personal loan can save you a lot of money. Similarly, paying off taxes or medical debt can help you avoid a tax lien or collection account, and protect your credit.
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