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Repaying the loan will depend on the type of loan you have accepted. Usually a short-term loan is due on your next payday. When you apply for a cash advance loan, a monthly plan could be set up for repayment of your loan. The money will come directly out of your back account and sent to the lender on the date that is in the terms of the agreement. If you are able to repay your loan early, contact the provider. You may qualify for a partial refund on the fees for your loan. Each lender is different and each has their own rules. If you find you cannot pay the amount of your loan on the due date, contact the lender and see if you can get an extension. Some lenders will allow an extension for a small fee [link widoczny dla zalogowanych] Payday advance loans are the quickest type of loan to obtain, but have the highest personal loan rate. We strongly encourage you to set up automatic payments that come out of your checking account on the 15th of every month. You can choose to make additional payments to your loan at any time, or set your automatic payment to pay off the loan each month.
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What happens if I'm late paying back the loan? If you are matched with a lender and accept the terms and conditions of their loan offer, you are agreeing to pay that loan back in the amount of time expressed in the loan documents. Partial payment, non-payment, or late payment is likely to result in additional fees.Â If you refuse to repay the loan all together, it is likely that the lender will engage a collection company to try and recoup what you owe them (just like any lender would).Â Please don't agree to a loan that you cannot repay.Â Renewal policies are different for every lender. As a convenience to you, some lenders may agree to alternative payment options. Some of these options may result in a renewed or "roll-over" loan that may have additional fees and may renew automatically unless you request otherwise.Â Please make sure to review your lender's renewal policies, and make sure that your payment preferences are known to your lender. If you have questions or need more information on renewal policies, please contact the lender and they will be happy to provide you that information.Â While most lenders in the MoneyMutual network do not run a traditional credit check, it is important for us to let you know that in some cases credit checks, consumer credit reports and other personal data may be obtained by some lenders from Experian, Equifax, Trans Union or through alternative providers in order to make a decision on whether or not to offer you a loan. It is also important to mention that if you do not repay your loan on time, your delinquency may be reported to a credit bureau, which could negatively impact your credit score.Â As with any loan, it's important to repay the loan on time or contact the lender to work out a payment plan.Â Please borrow responsibly! [link widoczny dla zalogowanych] To qualify for a payday loan, you must have the following: CashNet always try to achieve 100% customer satisfaction, and therefore we offer bad credit payday loans, hassle free and faxless accessibility. Moreover, our fast service helps you to get cash as soon as next business day of your submission of loan application. So donât delay any further and apply online with us to fulfill your short term needs at free of cost without any obligation!