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The 2nd condition is the fact that he/she must have a valid bank account, needs to have regular wage of at least 1000 and may be described as a resident of UK. [link widoczny dla zalogowanych] When you have different types of accounts on your file, then your credit will get a boost from that. Thatâs because it proves that you have the knowledge and maturity to handle different types of accounts. Account diversity makes up 10% of the FICO score.
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